Know the next step.
Own your decision.

§§ 3, 4, 27 · Items 1–2, 42–43

The acceptance date and time set the offer’s acceptance window. MEC means mutual execution—the date both parties have signed. Confirm acceptance and delivery with me before treating an offer as a completed agreement. Earnest money is due with the contract unless an alternative deadline is agreed.

Your next move: Confirm the deposit recipient, amount and delivery instructions; use a trusted phone number to independently verify wiring instructions. Calendar the exact time-of-day cutoff. A weekend or holiday does not automatically extend a deadline: the selected contract option controls.

§ 8 · Items 3–8

Record title and off-record title deadlines concern different sources of ownership information. Review the title commitment, exceptions, tax certificate, easements and other disclosed interests. Separate objection deadlines and a title resolution deadline govern applicable concerns. Third-party purchase or approval rights have their own deadline.

Your next move: Read the documents promptly and flag access, use, ownership or tax questions. We coordinate with the title company and, when needed, an attorney. Some late-delivery provisions create additional review time; we confirm the exact clause instead of assuming a date.

§ 7 · Items 9–10

The association documents deadline addresses delivery. The association documents termination deadline addresses your review decision under the contract. These are not the same event.

Your next move: Review rules, assessments, financial information and other provided documents for how ownership would work for you. Raise questions early; the contract includes specific provisions for late or missing delivery.

§ 10 · Items 11–12, 38

The seller’s property disclosure and lead-based paint disclosure have delivery deadlines. Lead-based paint also has a separate termination deadline where applicable. Disclosure is information to review, not a substitute for inspection.

Your next move: Read disclosures alongside inspection findings. Ask about unresolved questions and determine whether qualified testing or further investigation is appropriate before your applicable decision deadlines.

§§ 4–5 · Items 13–21

The schedule distinguishes new loan application, new loan terms and new loan availability. Other entries address buyer credit information and its disapproval, existing loan documents and termination, loan-transfer approval, and seller or private financing. Which ones apply depends on the transaction.

Your next move: Submit lender requests promptly and review financing terms before the relevant deadline. Keep me and your lender informed about changes. A preapproval does not mean every later loan condition has been satisfied.

§ 6 · Items 22–24

Appraisal delivery, objection and resolution are separate entries. A value or lender-related concern calls for a review of the appraisal clause and your options—not an assumption that the price automatically changes.

Your next move: Coordinate the appraisal with your lender. We discuss the contract’s available options if an issue arises. The supplied form expressly says the listed appraisal deadlines do not apply when the FHA or VA loan boxes in §4.5.3 are checked; those loan provisions need their own review.

§ 9 · Items 25–27

When applicable, the new ILC or survey has a delivery deadline, an objection deadline and a resolution deadline. It can raise questions about improvements, boundaries, encroachments and easements.

Your next move: Confirm what document is required, who orders it and who pays. Review it with the appropriate professionals; an ILC and a boundary survey are different products.

§§ 2, 8, 10 · Items 28–32

Water and mineral rights have separate examination deadlines. Inspection termination, inspection objection and inspection resolution are distinct steps with different consequences.

Your next move: Schedule inspections early enough for follow-up evaluation. Discuss findings with me before deciding whether to terminate under an available right, request corrections, or proceed. See the inspection example below for how objection and resolution differ.

§ 10 · Items 33–37

The property insurance termination deadline relates to insurance review. Due-diligence documents have delivery, objection and resolution deadlines. A conditional sale deadline can matter when your purchase depends on selling another property under the contract.

Your next move: Seek insurance terms early and review requested documents as they arrive. If your purchase depends on another sale, track that transaction alongside this one. These rights depend on the applicable contract provisions and timely action.

§§ 12, 17 · Items 39–41

Closing date, possession date and possession time are separate entries. Signing documents, completing closing and being entitled to occupy the home should not be treated as interchangeable.

Your next move: Coordinate final funds and lender/title requirements, review closing figures, arrange the final walkthrough and confirm the agreed handoff. Plan movers, utilities and keys around the actual possession terms.